Loan Rates Savings Rates Certificate Rates and IRAs
Effective as of: September 2026
| SHARE CERTIFICATE AND IRA CERTIFICATE RATES (Annual Percentage Yield) | |||
| Term | A.P.R. | A.P.Y | |
| 6 Month | 4.10% | 4.16% | |
| 12 Month | 3.80% | 3.85% | |
| 24 Month | 3.60% | 3.64% | |
| 36 Month | 3.40% | 3.44% | |
| 48 Month | 3.20% | 3.24% | |
| 60 Month | 3.00% | 3.03% | |
| ** One thousand dollar minimum** | |||
| Effective Date - Sept. 2026 | |||
| FENFCU penalty for early withdrawal (withdrawal before the full maturity of the CD) will be 25 basis points (1/4 %) per quarter or portion of a quarter on the balance in the certificate (e.g., $2,000 certificate 1 year before maturity would have 100 basis points 1% penalty) = $20.00 | |||
