Loan Rates Savings Rates Certificate Rates and IRAs
SHARE CERTIFICATE AND IRA CERTIFICATE RATES (Annual Percentage Yield) | |||
Term | A.P.R. | A.P.Y. | |
6 Month | 3.40% | 3.44% | |
12 Month | 3.60% | 3.65% | |
24 Month | 3.50% | 3.55% | |
36 Month | 3.40% | 3.44% | |
48 Month | 3.40% | 3.44% | |
60 Month | 3.20% | 3.24% | |
** One thousand dollar minimum** | |||
Effective Date - September 19,2024 | |||
FENFCU penalty for early withdrawal (withdrawal before the full maturity of the CD) will be 25 basis points (1/4 %) per quarter or portion of a quarter on the balance in the certificate (e.g., $2,000 certificate 1 year before maturity would have 100 basis points 1% penalty) = $20.00 | |||