Loan Rates Savings Rates Certificate Rates and IRAs

Effective as of: 07/13/2023
TermA.P.R. A.P.Y.
6 Month4.60% 4.68%
12 Month4.80%4.89%
24 Month4.80%4.89%
36 Month4.80%4.89%
48 Month4.60%4.68%
60 Month4.40%4.47%
** One thousand dollar minimum**
Effective Date - July 2022
FENFCU penalty for early withdrawal (withdrawal before the full maturity of the CD) will be 25 basis points (1/4 %) per quarter or portion of a quarter on the balance in the certificate (e.g., $2,000 certificate 1 year before maturity would have 100 basis points 1% penalty) = $20.00
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