Loan Rates Savings Rates Certificate Rates and IRAs
Effective as of: 0
| Loan Rates | ||
| New Cars (FINANCING UP TO 100%) | ||
| Terms | Rates As Low As | |
| 3 years | 6.99% | |
| 4 years | 7.25% | |
| 5 years | 7.50% | |
| 6 years | 7.99% | |
| Used Cars (FINANCING UP TO 80%) | ||
| Terms | Rates As Low As | |
| 2 years | 6.99% | |
| 3 years | 7.25% | |
| 4 years | 7.50%* | |
| 5 years | 7.99%* | |
| (Including taxes, fees, and extended warranties) | ||
| Personal Loans | ||
| Preferred Customer Unsecured Loans | ||
| Term | Maximum Loan Amount | A.P.R. |
| 1 year | $5,000 | 9.95% |
| 2 year | $5,000 | 9.95% |
| 3 year | $5,000 | 9.95% |
| Unsecured Loans | ||
| Term | Maximum Loan Amount | A.P.R. |
| 1 year | $5,000 | 16% |
| 2 year | $5,000 | 16% |
| 3 year | $5,000 | 16% |
| * - Amount of loan subject to credit evaluation. | ||
| Share Secured Loans | ||
| Term | A.P.R. | |
| 1 year | 3.00% | |
| 2 year | 3.50% | |
| 3 year | 4.00% | |
| 4 year | 4.50% | |
| Home Equity Loan Terms | ||
| Variable Rates: | ||
| All rates are set at the time of approval (Variable Rates 5, 10, 15 years). Variable Rate Loans; Prime plus up to 2.00%. Min. Floor of 5.50%; Lifetime Cap @ 12.5% | ||
| Fixed Rates: | ||
| Term | Rates As Low As | |
| 5 Years | 6.00% | |
| 10 Years | 6.25% | |
| 15 Year | 6.50% | |
| 20 Years | 6.75% | |
| 30 Years | 7.00% | |
| CREDIT CARDS | ||
| Classic Card - $12 annual fee | 14.90% A.P.R. | 600-699 FICO Score |
| Platinum Card - no annual fee | 9.0% A.P.R. | 700 and over FICO Score |
