Loan Rates Savings Rates Certificate Rates and IRAs
Effective as of: 05/29/2024
| Loan Rates | ||
| New Cars (FINANCING UP TO 100%) | ||
| Terms | Rates As Low As | |
| 3 years | 6.99% | |
| 4 years | 7.25% | |
| 5 years | 7.50% | |
| 6 years | 7.99% | |
| Used Cars (FINANCING UP TO 80%) | ||
| Terms | Rates As Low As | |
| 2 years | 6.99% | |
| 3 years | 7.25% | |
| 4 years | 7.50%* | |
| 5 years | 7.99%* | |
| (Including taxes, fees, and extended warranties) | ||
| Personal Loans | ||
| Preferred Customer Unsecured Loans | ||
| Term | Maximum Loan Amount | A.P.R. |
| 1 year | $5,000 | 9.95% |
| 2 year | $5,000 | 9.95% |
| 3 year | $5,000 | 9.95% |
| Unsecured Loans | ||
| Term | Maximum Loan Amount | A.P.R. |
| 1 year | $5,000 | 16% |
| 2 year | $5,000 | 16% |
| 3 year | $5,000 | 16% |
| * - Amount of loan subject to credit evaluation. | ||
| Share Secured Loans | ||
| Term | Maximum Loan Amount | A.P.R. |
| 1 year | 3.00% | |
| 2 year | 3.50% | |
| 3 year | 4.00% | |
| 4 year | 4.50% | |
| Home Equity Loans | ||
| Variable Rate | ||
| (Effective April 2025) | ||
| Term | ||
| 5 years | All variable rate loans are | |
| 10 years | Prime Rate plus up to 2% with a floor of | |
| 15 years | 5.50% Lifetime cap of 12.5% | |
| "All rates are set at time of approval" | ||
| Fixed Rates | ||
| Subject to availability for new loans | ||
| Term | A.P.R. | |
| 5 Years | as low as | 5.00% |
| 10 Years | as low as | 5.75% |
| 15 Years | as low as | 6.00% |
| 20 Years | as low as | 6.25% |
| 30 Years | as low as | 6.50% |
| CREDIT CARDS | ||
| Classic Card - $12 annual fee | 14.90% A.P.R. | 600-699 FICO Score |
| Platinum Card - no annual fee | 9.0% A.P.R. | 700 and over FICO Score |
