Rates

Loan Rates Savings Rates Certificate Rates and IRAs

Effective as of: July 1, 2020
Loan Rates
New Cars (FINANCING UP TO 100%)
TermsRates As Low As
3 years2.99%
4 years3.25%
5 years3.50%
6 years3.99%
Used Cars (FINANCING UP TO 100%)
TermsRates As Low As
2 years2.99%
3 years3.25%
4 years3.50%*
5 years3.99%*
* (Minimum auto value of $10,000 required) Rate dependent upon credit score and other factors.
Personal Loans
Preferred Customer Unsecured Loans
TermMaximum Loan Amount A.P.R.
1 year$5,0009.95%
2 year$5,0009.95%
3 year$5,0009.95%
Unsecured Loans
TermMaximum Loan Amount A.P.R.
1 year$5,00016%
2 year$5,00016%
3 year$5,00016%
* - Amount of loan subject to credit evaluation.
Share Secured Loans
TermMaximum Loan Amount A.P.R.
1 year3.00%
2 year3.50%
3 year4.00%
4 year4.50%
Home Equity Loans
Variable Rate
(Effective July 1, 2021)
Term
5 yearsAll variable rate loans are
10 yearsPrime Rate with a floor of 3.25%
15 yearsLifetime cap of 12.5%.
Fixed Rates
Subject to availability for new loans
TermA.P.R.
5 Yearsas low as1.85%
10 Yearsas low as2.00%
15 Yearsas low as2.75%
20 Yearsas low as3.00%
30 Yearsas low as3.00%
CREDIT CARDS
Classic Card - $12 annual fee14.90% A.P.R.600-699 FICO Score
Platinum Card - no annual fee9.0% A.P.R.700 and over FICO Score
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