Loan Rates Savings Rates Certificate Rates and IRAs

Effective as of: 05/29/2024
Loan Rates
New Cars (FINANCING UP TO 100%)
TermsRates As Low As
3 years6.99%
4 years7.25%
5 years7.50%
6 years7.99%
Used Cars (FINANCING UP TO 80%)
TermsRates As Low As
2 years6.99%
3 years7.25%
4 years7.50%*
5 years7.99%*
(Including taxes, fees, and extended warranties)
Personal Loans
Preferred Customer Unsecured Loans
TermMaximum Loan Amount A.P.R.
1 year$5,0009.95%
2 year$5,0009.95%
3 year$5,0009.95%
Unsecured Loans
TermMaximum Loan Amount A.P.R.
1 year$5,00016%
2 year$5,00016%
3 year$5,00016%
* - Amount of loan subject to credit evaluation.
Share Secured Loans
TermMaximum Loan Amount A.P.R.
1 year3.00%
2 year3.50%
3 year4.00%
4 year4.50%
Home Equity Loans
Variable Rate
(Effective May 2024)
5 yearsAll variable rate loans are
10 yearsPrime Rate plus up to 2% with a floor of
15 years5.50% Lifetime cap of 12.5%
"All rates are set at time of approval"
Fixed Rates
Subject to availability for new loans
5 Yearsas low as6.50%
10 Yearsas low as8.25%
15 Yearsas low as9.00%
20 Yearsas low as9.25%
30 Yearsas low as9.50%
Classic Card - $12 annual fee14.90% A.P.R.600-699 FICO Score
Platinum Card - no annual fee9.0% A.P.R.700 and over FICO Score
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