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Holiday Loans
The Credit Union will start Holiday Loan Applications on October 1. Remember the Loan Committee meets on Wednesdays. Holiday Loans are available for up to $2,000 (with no pledge). Rates are 9.9% A.P.R., and 7.9% A.P.R. for preferred rate.

2016 Office Closures:
Jan. 18 – MLK, Jr.'s Birthday
Feb. 15 – Washington's Birthday
May 30 – Memorial Day
July 4 – Independence Day
Sept. 5 – Labor Day
Oct. 10 – Columbus Day
Nov. 24 – Thanksgiving
Dec. 26 - Christmas

Early Closings (12:00 noon):
Dec. 24 – Christmas Eve
Dec. 31 – New Year’s Eve

*Please note that the office follows the Federal Holiday Schedule set by the Office of Personnel Management.

Closures for Inclement Weather
The Credit Union follows the inclement weather closings as posted on the District of New Jersey Bankruptcy Court website, specifically for the Newark vicinage. These announcements are posted on the NJ Bankruptcy Court home page: And the Credit Union is always closed on any “State of Emergency” when declared by the governor.


Watch Your Wallet! Credit Union fees are lower than industry standard
A May 2015 study by the Pew Charitable Trusts revealed that the majority of big banks charge a lot more in fees than your local credit union. In addition, the Credit Union staff performed their own survey of credit unions in the state of New Jersey with assets up...
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Watch Your Wallet! Credit Union Credit Cards Offer lower rates
With some credit card companies, it is more like "Watch your wallet!" As consumers, we need to look past the paid celebrity endorsements or amusing ads and check the rates and check the fees! For example, Capital One Credit Cards charge 20.9% to 22.9% variable rate interest and...
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cuStudentLoans - apply now for a private student loan
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